Monday, 20 August 2012

Sep 12, 2009, Multiply, The Public Option,

Sep 12, '09 8:02 PM
for everyone
At last I've found an explicit definition  of exactly what the  ‘’public option’’ is. In all this debate etc this is the first time I've seen anything that bothers to explain what it's all about. A simple explanation is what I've been asking about for ages. 
 
http://www.youtube.com/watch?v=ZXFHXqrrJ6g&feature=player_embedded
12 Comments
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starfishred wrote on Sep 12, '09
he did a good job explaining
as far as the coment above I am all for it being in medicine and seeing the terrible state it is in we either put this option in or we all fall-
and like Loretta I have had military medicine for over 30yrs. and befor that Canadian so what I pray tell is wrong with it it has served me well and my family-
hadenough1 wrote on Sep 12, '09
Well it's missing parts (they often like to skip that). --but we need something badly.

It really shouldn't be that hard to have a good health system

What people want from their health insurance now is 3 things
Choice of Doctors ( still not included in the lower plans which some can only afford-more like HMO--and we know the complaints on that t! !!!!!-- I had a quack or two in my life. I wouldn't want another. If you can afford it or can keep the one you have that you like--no problem--but if you can't..... the lower plans are missing some good key ingredients--that I would hate to be without.... Aid is almost a better option than. And I hate to see that.)
Good Coverage and service to cover all cost needed for your health needs pre and after(including drugs) and ease of paperwork
And cost (and it shouldn't cost that much-)
That is everyone's wish. And other countries have given that on a national scale.

That is more why so much debate. Is one side sides right or wrong? A little of both for each

I don't believe it's communist or anything like that. Lot's of Myths out there.


It's nice ALL pre-existing conditions will now be accepted By all (a big-big move forward)
If we have to do it this way---How about making it "ALL" insurances give choice too. It can be done (won't make insurances happy or many Doctors if we make it no insurance policy can be turned away by any Doctor)

Could we do better?--very much so.. Very much. But--we are still catering to the insurance companies more. And nit setting cost limits on doctors. That is a fact.

I wonder how many read all of this over 1000 page proposal? Even in Washington? I laid money down - very-few


I am a Conservationist--I don't care about parties. I just like to see things done right. Doesn't see many do that. I don't care who you like.

I was in England when a friend got hurt. She went to hospital--no papers, no cost and got all the care she needed for a few months. Her total cost for med--$15 dollars (our money) for the few months she had trouble. She got great care too. Followed up with her own Doctor who she had good repore with. Nice--very nice.

It won't bankrupt a country neither (as many like to say-another myth) Many have had National health for a long long time- (over 50 years)-they still have it. Money problems come from many areas. And that will be one of ours too--here-- greedy hands still in and more to come.

It isn't we have more people--as more are paying--it's the greed. And we still haven't addressed that here. What will keep these plans from going up and the better ones more unaffordable?--Sure you still can have the lesser-pfft

How about one plan for all--including Government? Why not? What would they want than--Choice? Service/Coverage and Cost. The same as all would like. The 3 Cs. Why not make that a part of ALL plans

I work with handicap--I see how their families hurt because of medical. Very sad--some can't get hep where they need it. I am glad we are talking more about it.

I also see the why the debate. We could do better. You have to look at it all.
Let's hope for the best. Even if this is all we get. We need something--let's hope in the time we have made it the best possible for the good of all..




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On Public opinion--I don't set much store on that. Not at all
Popular opinion may be influenced by unseen forces
For example, the Sophists were a prominent group of Greek teachers in the fifth century B.C.E. They taught that standards of right and wrong were determined by popular opinion.
Popular opinion is an unreliable guide. For example, if you had lived in a society where the majority believed that child sacrifices were acceptable, as some societies in the past have thought, would that have made the practice right? What if you had been born into a society that viewed cannibalism as a virtuous act? Would that have meant that eating human flesh was not really wrong? What is you thought it was okay to kill a women for being raped or not submitting to customs made out by others--some still do that? How about mob action are they always right now and in the past? People use to kill people even for their color.

The popularity of a practice does not make it right.

Of course, it is one thing to know what is right; it is quite another to have the moral strength to do what is right. To give your best. Maybe someday I will see that in government-we can always hope



bennett1 wrote on Sep 12, '09
seanymph3 said
So if they cant afford it , they get fined? Doesnt make sense to me.
That's why we need to make it affordable.
brendainmad wrote on Sep 12, '09
Yes, this is very well explained.
forgetmenot525 wrote on Sep 12, '09
seanymph3 said
Maybe you can afford but many still wont be able to. And if they dont they will be fined for not taking the govt. ins. So if they cant afford it , they get fined? Doesnt make sense to me.
the reason the government want every one to take out insurance is to take full advantage of economies of scale. This only works if every one is covered , the more people who are covered the easier it is to bring down prices for every one, this is just simple supply and demand. There is also the principles on which successful insurance is based. Insurance is a risk spreading business, the further the risk is spread, the better it is for every one. At the moment there are many youngish healthy people who chose not to insure, partly because insurance is at the moment very expensive, and partly because it is this group of people who present the least risk and feel they have the least incentive to insure. But it is these people whose contributions help the most to spread the risk for the rest of those insured. Therefore there are two reasons the government want every one insured, firstly so that every one has access to health cover and secondly to spread the risk as wide as possible and utilise economies of scale to bring down prices.
suzycute wrote on Sep 12, '09
wow, this spells it out so simply doesn't it? I didn't know what exactly it was either! thanks for posting this!
seanymph3 wrote on Sep 12, '09
bennett1 said
Respectfully, seanymph, he is not in a rush. We are taxed less than in many countries. The wealthy are taxed less proportionately than working class people. The cost of health care premiums are a hidden tax. Our economy is being pulled back from the brink. The Bush tax cuts cost more than the public option would. If we repeal the Bush tax cuts on the wealthy, and eliminate waste, we can afford it.
Maybe you can afford but many still wont be able to. And if they dont they will be fined for not taking the govt. ins. So if they cant afford it , they get fined? Doesnt make sense to me.
seanymph3 wrote on Sep 12, '09
Well we all have our opinions but I do feel hes rushing this. If it doesnt even take effect till 2013, then theres plenty of time to talk and work out everything BEFORE. So it wont help the economy right now like you think. I just feel this country is not stable yet. And hes doing too much too soon.
forgetmenot525 wrote on Sep 12, '09
seanymph3 said
so then where is this money for this coming from?
From what this guy says there will be no public spending. The money will come from those who contribute to the policy. He is saying that this will work because; if the public policy is implemented throughout the whole of the US there will be economies of scale which will enable the cost to the individual to be kept low. He is also saying that if the public policy is implemented through out the US there will be enough bargaining power on the suppliers to force down the price of treatment. If this happens the benefits will trickle through to the other insurance companies who will be forced to make similar deals with the suppliers which will result in every one benefiting from lower prices not just those people covered by the public policy..................at least that is how i understand what he is saying. If you are worried about the economy this seems to be something that could actually give a boost to the economy because more people will be covered by health insurance which means more people will receive treatment which means somewhere along the line more cash will be generated
bennett1 wrote on Sep 12, '09
Respectfully, seanymph, he is not in a rush. We are taxed less than in many countries. The wealthy are taxed less proportionately than working class people. The cost of health care premiums are a hidden tax. Our economy is being pulled back from the brink. The Bush tax cuts cost more than the public option would. If we repeal the Bush tax cuts on the wealthy, and eliminate waste, we can afford it.
seanymph3 wrote on Sep 12, '09
But its not just the issues of this. This is being pushed thru quickly and yet wont take effect till sometime in 2013. So why is he in such a rush? There is time to talk and meet in the middle to make most happy. And I have a problem with all the money hes spending. We are being taxed to death. Do you know taxes are taken from our pay till Aug. of the yr? After that, then all the money we make is ours. And thats up from May. And he keeps saying this will not cost us a dime..........so then where is this money for this coming from? This man is spending money like crazy and if you or I did this we would be in jail. After all we cant borrow from China or print money as we need it. Our economy is in the toliet. That should be stabilized before he pushes all this other stuff. I dont think people outside of this country understand this.
bennett1 wrote on Sep 12, '09
But Loretta - this will lead to **gasp** (dare I say it?) Socialism!!!!! Of course I am being sarcastic here. This is the best explanation I have heard of the public option. But it has so many people scared due to, as Reich explains, the money being poured into the system to distort it and its impact.

Bravo on wading into the fray in our political group.

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